https://www.sweetgumlabs.com/resources- daily 0.75 2020-11-20 https://www.sweetgumlabs.com/resources-/real-estate-investing-through-the-eyes-of-a-cfp monthly 0.5 2020-11-20 https://www.sweetgumlabs.com/resources-/stocksplits monthly 0.5 2020-08-25 https://www.sweetgumlabs.com/resources-/rearview monthly 0.5 2020-08-25 https://www.sweetgumlabs.com/resources-/corona monthly 0.5 2020-07-06 https://www.sweetgumlabs.com/resources-/financialplans monthly 0.5 2020-05-14 https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1589466771424-XO4KEPL5PCRG4P45BPOH/image-asset.jpeg Resources - What's a Financial Plan? And why you need one. https://www.sweetgumlabs.com/resources-/battle-of-midway monthly 0.5 2020-05-14 https://www.sweetgumlabs.com/resources-/pantry monthly 0.5 2020-01-28 https://www.sweetgumlabs.com/resources-/retirement-red-zone monthly 0.5 2019-12-30 https://www.sweetgumlabs.com/resources-/communications monthly 0.5 2019-12-19 https://www.sweetgumlabs.com/resources-/moneyball-your-career-r7yg8 monthly 0.5 2019-12-17 https://www.sweetgumlabs.com/resources-/category/Technology monthly 0.5 https://www.sweetgumlabs.com/resources-/category/Markets monthly 0.5 https://www.sweetgumlabs.com/resources-/category/Family monthly 0.5 https://www.sweetgumlabs.com/resources-/category/Personal+Finance monthly 0.5 https://www.sweetgumlabs.com/resources-/tag/Relationships monthly 0.5 https://www.sweetgumlabs.com/resources-/tag/Allocation monthly 0.5 https://www.sweetgumlabs.com/resources-/tag/Employment monthly 0.5 https://www.sweetgumlabs.com/resources-/tag/Brochure monthly 0.5 https://www.sweetgumlabs.com/resources-/tag/Communications monthly 0.5 https://www.sweetgumlabs.com/resources-/tag/Financial+Planning monthly 0.5 https://www.sweetgumlabs.com/resources-/tag/Job+change monthly 0.5 https://www.sweetgumlabs.com/resources-/tag/coffee+break monthly 0.5 https://www.sweetgumlabs.com/resources-/tag/Retirement monthly 0.5 https://www.sweetgumlabs.com/resources-/tag/Investment monthly 0.5 https://www.sweetgumlabs.com/john-baranauskas daily 0.75 2020-07-10 https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568921349052-MG9VUK2OENNZV239GVG2/_DSC6969-5.jpg John Baranauskas - John Baranauskas, CFP® Founder / CEO https://www.sweetgumlabs.com/mission-statement daily 0.75 2019-12-10 https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576010831004-XCFLV4NJ089P8AH82OUC/david-brooke-martin-dzJV0bRgSzs-unsplash.jpg Mission Statement - We Believe https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568905744708-3WMLG0KELTQUK91QHYRG/neonbrand-8fDhgAN5zG0-unsplash.jpg Mission Statement - Financial Well-Being https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568906270253-43R8QAKVGWU0MGJ92A1N/jordan-heath-mZaJkGzcJnc-unsplash.jpg Mission Statement - Is About Experience https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568906436992-OZEE0T6Q7CLPBFZ6091S/sgl_image.png Mission Statement - Here’s Why https://www.sweetgumlabs.com/contact-us daily 0.75 2023-12-14 https://www.sweetgumlabs.com/home-1 daily 1.0 2023-01-11 https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576013474677-ANSIHDMBDZQE4BDIQ43Z/homepg_tree.png Home - Financial planning has evolved. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576006349370-BYW215KNQ9EU93SCFLGE/david-brooke-martin-dzJV0bRgSzs-unsplash.png Home - We Believe Financial planning requires an overhaul. Sweetgum Labs has evolved financial planning away from sales and slogans to a client centric partnership. Our only focus is listening to our clients’ needs and educating them on best practices for successful planning. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576006788256-0D70600BG0I1P95IAQGS/moneyimg.png Home - Financial Well-Being Much of the financial advice you'll encounter is simply about investments, however, we know that money is about more than investing—your financial well-being is a foundational component of your life. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576007355716-WS6XEG58OJDMZ784K9W7/mountainimg.png Home - Is About Experience “Experience” is so often linked to age or time spent mastering a craft, but often ignored when referencing experience is what one has gone through to gain their experience and how they navigated various environments throughout their career. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576008065567-V8LW3ORR2ESA3SACRZS5/sunriseim.png Home - Here’s Why Many financial advisory firms will be reluctant to open the books and disclose all that’s taking place; costs, fees, incentives, structure, etc. Unlike many, we believe the relationship you have with your financial well-being is one life’s most important relationships. https://www.sweetgumlabs.com/about-us daily 0.75 2026-10-05 https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576086496186-VN74U6MAM4NCEZWVONO2/sgl_web_textpng-01.png About Us https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1591207535137-KJAJ6HGI6HWIYCY16LIR/bethany-legg-75nbwHfDsnY-unsplash.jpg About Us https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576011464263-U9Z3GBW900G67ER2Z1C2/tree2.png About Us https://www.sweetgumlabs.com/meet-the-team-1 daily 0.75 2025-03-13 https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568921349052-MG9VUK2OENNZV239GVG2/_DSC6969-5.jpg Meet the Team John Baranauskas, CFP® Founder / CEO https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1602121706955-AW33HNMR0VH6UMEHOE7Y/Chris.jpg Meet the Team Christian Hastings Director of Business Development https://www.sweetgumlabs.com/financial-wellbeing daily 0.75 2019-10-08 https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568905744708-3WMLG0KELTQUK91QHYRG/neonbrand-8fDhgAN5zG0-unsplash.jpg Financial Well-Being - Financial Well-Being Is about more than investing… https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568905578719-8GZSTES48V8U6NII8KDV/david-brooke-martin-dzJV0bRgSzs-unsplash.jpg Financial Well-Being - We Believe https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1569859694636-X7XY2GKJHJFKU1DWKIO4/image-asset.jpeg Financial Well-Being - Financial Well-Being https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568906270253-43R8QAKVGWU0MGJ92A1N/jordan-heath-mZaJkGzcJnc-unsplash.jpg Financial Well-Being - Is About Experience https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568904922567-7O7YAEPXIH402K6RR2EN/sgl_image.png Financial Well-Being - Here’s Why https://www.sweetgumlabs.com/transparent daily 0.75 2019-10-08 https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568904922567-7O7YAEPXIH402K6RR2EN/sgl_image.png Transparent - Here’s Why We envision a more transparent future for financial planning… https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1569523582803-0PIYMLDK7HD9JHHR0L5V/david-brooke-martin-dzJV0bRgSzs-unsplash.jpg Transparent - We Believe https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1569860061551-E38N1R8HNE153X7YCKWI/neonbrand-8fDhgAN5zG0-unsplash.jpg Transparent - Financial Well-Being https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568906270253-43R8QAKVGWU0MGJ92A1N/jordan-heath-mZaJkGzcJnc-unsplash.jpg Transparent - Is About Experience https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568904922567-7O7YAEPXIH402K6RR2EN/sgl_image.png Transparent - Here’s Why https://www.sweetgumlabs.com/experience-1 daily 0.75 2019-10-08 https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568906270253-43R8QAKVGWU0MGJ92A1N/jordan-heath-mZaJkGzcJnc-unsplash.jpg Experience - Is About Experience Is often linked to age or time spent mastering a craft… https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568905578719-8GZSTES48V8U6NII8KDV/david-brooke-martin-dzJV0bRgSzs-unsplash.jpg Experience - We Believe https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1569860061551-E38N1R8HNE153X7YCKWI/neonbrand-8fDhgAN5zG0-unsplash.jpg Experience - Financial Well-Being https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568906270253-43R8QAKVGWU0MGJ92A1N/jordan-heath-mZaJkGzcJnc-unsplash.jpg Experience - Is About Experience https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1568904922567-7O7YAEPXIH402K6RR2EN/sgl_image.png Experience - Here’s Why https://www.sweetgumlabs.com/christian-hastings daily 0.75 2020-10-08 https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1602121853371-TWIMW2GFVX2KI57S9DU0/Chris.jpg Christian Hastings - Christian Hastings Director of Business Development https://www.sweetgumlabs.com/literature daily 0.75 2020-12-07 https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1598276475616-Z4QMYJRYUUNO77N6UU7I/Back2School_Recovery-01.png Content - Recovering from a Loss When your portfolio experiences a loss, regardless of the severity, the math highlights the damage. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1597342913131-BA1Z5YQCNTAC9FNXB7GB/Back2School_Retirement-01.png Content - Retirement: A Dream Come True? (Or just wishful thinking?) https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1597342797758-OZCFX67V5GHZOQHQCXJR/Back2School_Rule72-01.png Content - The Rule of 72 The Rule of 72 is a simple a rule of thumb; how long will it take me to double my money? https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1577718615677-3Q2C4WNR21L8H5GYAS0W/Pantry-01.png Content - Organizing Your Pantry Becoming a good chef is knowing what foods pair well with each other. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576600592727-CRR96KFKNKM9SIP1VSSU/Moneyball-01.png Content - Moneyball Your Career The average person changes positions 12 times in their career so this situation may seem very familiar. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1592577444803-YMCZRFX50MYFFJA1NQJS/Restart-01.png Content - Hitting Restart Half of all marriages end in divorce. If you’re in this unfortunate situation you need to be well versed as what to expect and how to effectively navigate this difficult financial transition. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1579713853120-O2NIQ2HFJWHKKLMNN3FZ/HowToNOT_Woman1-01.png Content - How to NOT Hire a Financial Advisor We’re aiming to provide you as much financial insight as we can so that if you decide, you can set out to manage your own finances. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576600535560-TLKN9DP47IMJ5CK2W0MG/Inv.Brochure-01.png Content - Investment Allocation Our program is structured to provide evidence, despite being plain vanilla, that a portfolio with effective asset allocation provides more stability in the success levels of your financial plan. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576600570481-ZKSV9A6BFFSEKXFFKVV8/401kCram-01.png Content - The 401k Cram Session Confess, you have avoided reading the plan rules in your 401k when you started a new position… This short read aims to help provide some quick clarity. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576600722848-YXP9VL77XUG2QCTME3I0/Buckets-01.png Content - Three Buckets Our rationale for the three buckets hinges on the fact that a typical market downturn is 2-3 years. If you have a fully funded bucket 1 and 2 this provides capacity to help protect bucket 3 from liquidity needs during downturns and avoid further piling on principle values. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1582564179845-P4C8MMJPWXDBZ6RDZUZN/Pension-01.png Content - Pension Max If you’re fortunate enough to accumulate a pension you’ve likely heard rumblings about a pension maximization (max) strategy. The pluses and minuses of this strategy need to be weighed and considered. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1581614222376-GDDHW92FG7H26V1VUAIZ/XOP-01.png Content - Stock Option & Rewards Plans How some employers incentivize and retain talent to remain competitive. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1576597840677-BGFSVT9M0MM2K7ZG89MU/FAANG%2BStocks.jpg Content - Economics Cometh Undone? Our concern is that without a human to explain the weaknesses of index investing (bloating valuations of FAANGs and other in vogue stocks further) this cycle of passive index investing has a breaking point. https://images.squarespace-cdn.com/content/v1/5d122fc30d5b1a0001e92706/1607351214493-AKBNCLVWFJGY3SGZ0PIO/fact+check.PNG Content - The Two Faces of Debt No one is talking about effective usage of debt because “debt” and “liabilities” have become dirty words to the general population. https://www.sweetgumlabs.com/ask-a-question daily 0.75 2020-01-30 https://www.sweetgumlabs.com/faq daily 0.75 2023-01-11