What's a Financial Plan? And why you need one.

Transactions are for brokers. We’re not brokers and we’re not in the transactional business. We’re financial planners and we’re in the people business. We build financial plans for real people that allow for the confidence to rest easy at night knowing that your finances are healthy and in order.

You work hard for your money, is your money working just as hard for you?

Most of us plan for a small handful of life events and situations, but we typically don’t plan for thousands? Our lives, the financial markets, and the world for that matter change faster today than they ever have. Does your financial plan keep up?

Why is a financial plan important?

Investing without a well-defined goal will likely miss its intended target. It’s grocery shopping without thinking about what you’re going to prepare. A whole bunch of quality ingredients don’t always result in a balanced meal.

Our ambition is to help make our clients dreams a reality (sounds cliché but it’s why we’re in business). You work hard and have dreams; vacations, eliminating debt, second homes, retirement, we want to help your money be the tool that allows for those dreams to become reality.

A well-constructed financial plan provides you the information to have confidence in your financial future—knowing you’re on track. There are enough things to lose sleep over, but believe it or not, your finances don’t have to be one of them.

How we build our financial plans?

Our approach to planning incorporates your financial, mental, and physical well-being. Every plan is specifically tailored to you and your family. Of all the plans we have created for our clients, there are not two that are alike.

Your plan will include assets, liabilities, goals and desires. Through historical analysis, forward thinking expected returns, and modern allocation theory, our deliverable to you is the "odds of success." This percentage will provide peace-of-mind and maybe even initiate a call-to-action.

Our plans

What to expect with a Sweetgum Labs financial plan:

• Investing Basics and Level setting

  • Risk tolerance and personality assessment

  • Asset allocation overview

• Best practices (organization)

  • Organizational Leverage (centralized information, calculating your monthly expenses, to’s, etc.

  • Understanding how finances operate in your home and bottlenecks

  • Estate planning conversation

• Define Goals and Quantify needs

  • College education

  • Planning for retirement

  • Other pressing matters that bubble up.

• Budget decisions

  • Analyzing Free Cash Flow

  • Known and Unknown Risk review

Plans

Our Standard Financial Plans range from $1,000 to $6,000. Our Pro Financial Plans range from $6,000 to $10,000.

Depending on the depth and complexity of your financial situation we will present you with a plan that is right for you.